![\"Paraja\"](\"images\/Paraja.jpg\")
Pyetja:<\/strong><\/span><\/p>\nEs-selamu alejkum! Un\u00eb kam nj\u00eb pyetje lidhur me kamat\u00ebn e parave n\u00eb banka. Kam lexuar disa fetva n\u00eb internet p\u00ebr sa i p\u00ebrket kamat\u00ebs dhe disa dijetare kan\u00eb th\u00ebn\u00eb q\u00eb nuk lejohet t\u00eb d\u00ebrgohen lek\u00ebt n\u00eb bank\u00eb me kamat\u00eb , t\u00eb tjer\u00eb thon\u00eb me kusht q\u00eb t\u00eb mos e marr\u00ebsh kamat\u00ebn si dhe dijetar\u00eb t\u00eb tjer\u00eb thon\u00eb q\u00eb ta marr\u00ebsh kamat\u00ebn nga banka dhe ta pastrosh duke e shp\u00ebrndar\u00eb p\u00ebr vepra publike si rrug\u00eb, banj\u00eb etj., pra p\u00ebr infrastruktur\u00ebn n\u00eb p\u00ebrgjith\u00ebsi. Tani un\u00eb pyes: A lejohet q\u00eb kamat\u00ebn e marr\u00eb nga banka ta d\u00ebrgojm\u00eb n\u00eb ark\u00ebn e xhamis\u00eb sepse vet\u00ebm njer\u00ebzit e devotsh\u00ebm, q\u00eb i frik\u00ebsohen Allahut mund ta v\u00ebn\u00eb n\u00eb pun\u00eb p\u00ebr p\u00ebrfitim publik? Allahu ju shp\u00ebrbleft\u00eb me t\u00eb mira!<\/span><\/p>\n P\u00ebrgjigjja:<\/strong><\/span><\/p>\n Fal\u00ebnderimet i takojn\u00eb Allahut, paqja dhe bekimet e Tij qofshin mbi t\u00eb D\u00ebrguarin e Tij Muhamed, mbi familjen e tij, mbi shok\u00ebt e tij dhe mbi t\u00eb gjith\u00eb ata q\u00eb ndjekin rrug\u00ebn e tij deri n\u00eb Dit\u00ebn e Gjykimit!<\/span><\/p>\n \u00cbsht\u00eb e v\u00ebrtet\u00eb se ekziston mospajtimi mes dijetar\u00ebve islam\u00eb se a duhet ta marr\u00eb muslimani kamat\u00ebn e cila jepet nga bankat p\u00ebr parat\u00eb e depozituara dhe t’i jap\u00eb diku tjet\u00ebr apo ato nuk merren fare nga banka. Mir\u00ebpo k\u00ebtu do t\u00eb b\u00ebjm\u00eb nj\u00eb sqarim p\u00ebr faktin q\u00eb ky mospajtim t\u00eb kuptohet drejt. Fillimisht duhet ta kemi parasysh se besimtari e ka haram ta p\u00ebrdor\u00eb fitimin kamatar, pa marr\u00eb parasysh se sa i thjesht\u00eb mund t\u00eb jet\u00eb ai p\u00ebrdorim. Prandaj ai duhet t\u00eb q\u00ebndroj\u00eb sa m\u00eb larg atyre parave dhe t\u00eb mundohet q\u00eb as p\u00ebr nj\u00eb koh\u00eb t\u00eb shkurt\u00ebr t\u00eb mos i mbaj\u00eb ato n\u00eb llogarin\u00eb e tij.<\/span><\/p>\n Porse p\u00ebr shkak t\u00eb k\u00ebsaj dispozite nuk duhet t\u00eb kuptojm\u00eb se ato para n\u00eb thelb jan\u00eb t\u00eb ndyta dhe duhet t\u00eb asgj\u00ebsohen e t\u00eb humben. Shembulli i k\u00ebsaj pasurie \u00ebsht\u00eb sikurse shembulli i pasuris\u00eb s\u00eb vjedhur. Malli i vjedhur \u00ebsht\u00eb haram ta p\u00ebrdor\u00eb hajduti dhe ai do t\u00eb jap\u00eb llogari p\u00ebr shfryt\u00ebzimin e padrejt\u00eb t\u00eb tij, derisa n\u00eb an\u00ebn tjet\u00ebr ai mall \u00ebsht\u00eb hallall ta p\u00ebrdor\u00eb pronari. K\u00ebsisoj, p.sh. n\u00ebse dikush i jep hua 1000 euro tjetrit q\u00eb pas nj\u00eb viti ato t\u00eb kthehen 1100 euro, at\u00ebher\u00eb pas nj\u00eb viti huadh\u00ebn\u00ebsi e ka hallall marrjen e shum\u00ebs s\u00eb dh\u00ebn\u00eb borxh (1000 e), nd\u00ebrsa ato 100 eurot konsiderohen kamat\u00eb dhe ato jan\u00eb t\u00eb ndaluara t’i marr\u00eb. N\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb, k\u00ebrkohet prej huadh\u00ebn\u00ebsit q\u00eb kur t\u00eb vij\u00eb afati i kthimit t\u00eb borxhit dhe kur huamarr\u00ebsi i sjell atij 1100 euro, at\u00ebher\u00eb ai duhet q\u00eb t\u00eb marr\u00eb vet\u00ebm 1000 euro, kurse t\u00eb tjerat t’ia kthej huamarr\u00ebsit. Kjo p\u00ebr faktin se ato para n\u00eb esenc\u00eb jan\u00eb t\u00eb tij dhe atij duhet t’i takojn\u00eb, pavar\u00ebsisht se kush \u00ebsht\u00eb ai person, a \u00ebsht\u00eb musliman apo jo.<\/span><\/p>\n Konteksti i m\u00ebsip\u00ebrm q\u00eb sqaruam \u00ebsht\u00eb mb\u00ebshtetja e atyre dijetar\u00ebve q\u00eb jan\u00eb m\u00eb rigoroz dhe t\u00eb cil\u00ebt ndalojn\u00eb t\u00eb t\u00ebrhiqen ato para nga bankat. Ato para (fitimi kamatar) \u00ebsht\u00eb e padrejt\u00eb q\u00eb klienti t’i marr\u00eb dhe ato para n\u00eb esenc\u00eb jan\u00eb t\u00eb bank\u00ebs dhe duhet t\u00eb mbesin aty. Mir\u00ebpo dihet se n\u00ebse ata para i lihen bank\u00ebs, at\u00ebher\u00eb ne vet\u00ebm shum\u00ebfishojm\u00eb kapitalin e bank\u00ebs dhe mund\u00ebsojm\u00eb q\u00eb ajo t\u00eb shtrij\u00eb sa m\u00eb shum\u00eb fush\u00ebveprimin e saj. P\u00ebr k\u00ebt\u00eb ky veprim \u00ebsht\u00eb ndihm\u00eb bank\u00ebs n\u00eb promovimin e m\u00ebkatit t\u00eb kamat\u00ebs dhe pasurimit me an\u00eb t\u00eb saj, prandaj pothuajse t\u00eb gjith\u00eb dijetar\u00ebt bashk\u00ebkohor\u00eb jan\u00eb t\u00eb mendimit q\u00eb ato para duhet t\u00eb t\u00ebrhiqen dhe t\u00eb destinohen n\u00eb nj\u00eb vend tjet\u00ebr.<\/span><\/p>\n Nd\u00ebrsa n\u00eb lidhje me at\u00eb se ku mund t\u00eb harxhohen t\u00eb hollat e kamat\u00ebs fukahat\u00eb gjithashtu kan\u00eb disa mendime, m\u00eb t\u00eb njohurat jan\u00eb:<\/span><\/p>\n Mendimi i par\u00eb: N\u00eb dobit\u00eb e p\u00ebrgjithshme t\u00eb musliman\u00ebve.<\/span><\/p>\n Kur themi dobit\u00eb e musliman\u00ebve kemi si q\u00ebllim ato gj\u00ebra prej t\u00eb cilave p\u00ebrfitojn\u00eb musliman\u00ebt n\u00eb p\u00ebrgjith\u00ebsi dhe jo ndonj\u00eb individ, sikurse nd\u00ebrtimi i hekurudhave, digave, rrug\u00ebve, banjave publike, etj.<\/span><\/p>\n Mendimi i dyt\u00eb: N\u00eb \u00e7do gj\u00eb ku jepet edhe sadakaja vullnetare n\u00eb p\u00ebrgjith\u00ebsi.<\/span><\/p>\n Kjo \u00ebsht\u00eb m\u00eb p\u00ebrfshir\u00ebse sesa fjala “dobit\u00eb e musliman\u00ebve”, sepse k\u00ebtu p\u00ebrfshihen dobit\u00eb, nd\u00ebrtimi i xhamive dhe ndihma e fukarenjve (madje edhe individualisht), sepse n\u00eb t\u00eb gjitha k\u00ebto derdhet sadakaja. Ky \u00ebsht\u00eb mendimi i hanefive , malikive, i imam Ahmedit , i hanbelive dhe i Gazaliut prej shafive .<\/span><\/p>\n Disa dijetar\u00eb kan\u00eb p\u00ebrjashtuar q\u00eb kjo pasuri t\u00eb shpenzohet edhe p\u00ebr xhami, sepse ato duhet nd\u00ebrtuar vet\u00ebm me pasuri t\u00eb past\u00ebr; \u00ebsht\u00eb shum\u00eb e njohur te fukahat\u00eb meseleja se a lejohet falja e namazit n\u00eb nj\u00eb vend t\u00eb uzurpuar. Pra, p\u00ebr adhurimin n\u00eb p\u00ebrgjith\u00ebsi, e sidomos p\u00ebr namazin duhet t\u00eb jemi sa m\u00eb larg gj\u00ebrave t\u00eb dyshimta. Prandaj themi se n\u00ebse \u00ebsht\u00eb mund\u00ebsia q\u00eb ato para mos t’i p\u00ebrziejm\u00eb me fondin e xhamis\u00eb, at\u00ebher\u00eb do t\u00eb ishte m\u00eb mir\u00eb. Por duke i pasur parasysh rrethanat e vendeve tona dhe mund\u00ebsit p\u00ebr t’u liruar nga ato para nuk jan\u00eb n\u00eb dispozicion te ne, ashtu si jan\u00eb n\u00eb vendet e tjera islame, themi se \u00ebsht\u00eb e mundshme. Zoti e di m\u00eb s\u00eb miri!<\/span><\/p>\n
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